Posts from January 2019
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22
How Long Does it Take to Buy a Home?
It is true that every home transaction is different, so it is hard to give an accurate time frame for buying a new house. According to HouseLogic.com, however, the average purchase of a new house takes about 50 days from start to finish. Let's take a look and how they've broken down the process:
1. Do Your Homework
Time: 1-14 days
You really should do some critical research to help you figure out what want and what you don't want in a house so that you can stay on track throughout the process.
You should also get pre-qualified for a loan. This will help you get a better understanding of how much you can afford.
2. Find An Agent
Time: 1-7 days
Finding an agent who suits you is key to the home buying process. You should interview several and choose the one that...
21
Residential Property Disclosures
When selling your home, you are obligated, by law, to disclose certain information about your property. Most states require that all residential home sellers complete a written property disclosure form, but let's take a look at Ohio's laws in particular.
THE BASICS
Ohio law requires most residential home owners to complete a residential property disclosure form when listing...
11
Using Baking Soda In Your Laundry Room
That orange box of baking soda tucked away in your fridge or kitchen cabinet can also be an inexpensive, and earth-friendly, solution for your laundry needs. It's safe to use in both standard and high-efficiency washers and is one of the best products available to reduce your dependence on chemicals. Let's take a look into the top 5 ways baking soda can be used in your laundry room:
- Reduce and Remove Laundry Odor
The body odors found on our clothing and linens are caused by different types of bacteria. These bacteria are removed when the detergent's molecules break them up and flush them away from the clothing. Less expensive detergents generally don't...
6
The Extra Costs Behind Buying a Home
I remember the first time I sat in a title company's office, closing on my first house. The excitement and sense of accomplishment were feelings I will not soon forget (even though this was over 10 years ago.)
As a first time home buyer, I felt prepared... I had done my research and made a spreadsheet, after all. Our monthly income minus our monthly payments (PMI and insurance included) was something we were ready to take on. We were confident in our finances. But then, a few days prior to closing, we received our settlement disclosure paperwork. For those unaware, this is the paperwork that breaks down every dollar of the transaction. What the seller pays and what the buyer pays. As I sat down to go over the ins and outs, I couldn't help but wonder... "what in the world were all of these charges??" I knew we were going to need a cashier's check to cover our down payment, but I had not, at all, pl...
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