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May
20

The Low-Down on Mortgages

May 20th, 2020 by Jennifer Vogel

The Low-Down on Mortgages

What is a Mortgage?

A Mortgage is a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of debt.

So, what does that mean exactly? Essentially, you (the debtor) can borrow money from a bank or creditor in order to buy a house. You pay back that loan at a specified interest rate over the course of a specified number of years. The creditor actually holds title of the proper...

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Categories: Buying Your Home

Tags: buying, advice

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Posts from May 2020

The Low-Down on Mortgages

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